USD to IDR Exchange Rate Today: Dollar to Rupiah Guide
The dollar‑to‑rupiah rate you see on Google Finance or in a banking app is rarely the rate you actually get for a transaction. This guide explains the difference between Bank Indonesia’s official reference, commercial buying and selling rates, and the mid‑market figures used by converters, so you know which number to use when converting USD to IDR.
Today’s USD/IDR Rate
- Google Finance example: 23,764.82 IDR per USD
- Revolut example: 17,875.73 IDR per USD
- Flip.id example: 17,664.03 IDR per USD
- MSN example: 18,040.00 IDR per USD
How to Convert
- USD to IDR: multiply USD amount by the exchange rate.
- IDR to USD: divide IDR amount by the exchange rate.
Buying vs Selling Rates
- Banks sell dollars at the selling rate and buy dollars at the buying rate.
- The spread between them is the provider’s margin.
Where to Get the Rate
- Bank Indonesia provides a benchmark reference rate.
- Banks and apps provide actual transaction rates.
USD/IDR snapshot: Google Finance 23,764.82 · Revolut 17,875.73 · Flip.id 17,664.03 · Conversion: USD × rate = IDR
| Source | Rate (IDR per USD) | Type |
|---|---|---|
| Google Finance | 23,764.82 | Mid‑market |
| MSN | 18,040.00 | Mid‑market |
| Revolut | 17,875.73 | App rate |
| Flip.id | 17,664.03 | App rate |
| Bank Indonesia (selling, 15 Oct 2026) | 17,987.49 | Official transaction |
| Bank Indonesia (buying, 15 Oct 2026) | 17,808.51 | Official transaction |
What is the dollar buying and selling rate today?
Rates move continuously during market hours. The examples above were pulled from public sources on 16 October 2026 at 10:33 WIB. Bank Indonesia publishes transaction rates once each working day at 08:00 WIB. On 15 October 2026 it listed a selling rate of Rp17,987.49 and a buying rate of Rp17,808.51 per USD.
How much is 1 dollar in rupiah?
That depends on which rate you use. Using the Revolut example, 1 USD = 17,875.73 IDR. Using Google Finance, 1 USD = 23,764.82 IDR. The wide gap (about 33%) shows that not all rates are equal for real transactions.
What is the difference between the buying and selling rates?
The selling rate is what a bank or money changer charges when it sells you dollars. The buying rate is what it pays when you sell dollars to them. The difference is the spread. Bank Indonesia’s quoted spread on 15 October 2026 was Rp178.98 per USD (selling minus buying).
“Bank Indonesia presents transaction exchange rates in selling and buying formats for foreign currencies against the rupiah.”
— Bank Indonesia
Which rate should I use for USD to rupiah conversion?
For an actual transaction, use the rate your provider gives you at the moment of conversion. Do not rely on Google Finance or other mid‑market converters—they reflect the reference price, not the price you pay.
Bank Indonesia benchmark vs commercial bank rates: what’s the difference?
Bank Indonesia publishes a benchmark rate called JISDOR, the Jakarta Interbank Spot Dollar Rate. It is a USD/IDR spot‑price reference calculated from interbank transactions. JISDOR has been published since 20 May 2013 and is available on working days. It is typically close to the mid‑point of Bank Indonesia’s own transaction rates—on 15 October 2026 the midpoint was Rp17,898.00. Commercial banks and apps then add their own mark‑up, creating a spread between buying and selling rates.
Why do Google Finance and bank rates differ?
Google Finance shows a mid‑market rate from global sources. Banks and money changers operate with a margin to cover costs and profit. The difference can be significant—as seen above, Google Finance’s 23,764.82 is far above any bank rate because it may include a different data source or a delayed quote.
The implication: always verify the rate with your specific provider before completing a transaction.
How much is 10,000 dollars in rupiah?
Using the Revolut example rate of 17,875.73 IDR per USD, the calculation is straightforward.
- Identify the rate: 1 USD = 17,875.73 IDR.
- Multiply the USD amount by the rate: 10,000 × 17,875.73 = 178,757,300 IDR.
- Check the provider’s terms: some include a fee or a different spread.
Using that same rate:
10 USD = 178,757.33 IDR
20 USD = 357,514.67 IDR
50 USD = 893,786.68 IDR
100 USD = 1,787,573.35 IDR
How much is 1,000,000 dollars in rupiah?
1,000,000 × 17,875.73 = 17,875,730,000 IDR (approximately 17.88 billion rupiah).
How much is 5,000 dollars in rupiah?
5,000 × 17,875.73 = 89,378,650 IDR.
How much is 11,000 USD in rupiah?
11,000 × 17,875.73 = 196,633,030 IDR.
How much is 1.5 million rupiah in dollars?
To convert rupiah to dollars, divide the IDR amount by the USD/IDR rate. Using the same Revolut example rate of 17,875.73:
- Divide 1,500,000 IDR by 17,875.73 = 83.91 USD.
- This is the inverse of the dollar‑to‑rupiah conversion.
How much is 2 million rupiah in dollars?
2,000,000 ÷ 17,875.73 ≈ 111.88 USD.
How do I convert rupiah to dollars?
Same principle: divide IDR by the USD/IDR exchange rate. The formula: USD = IDR ÷ (USD/IDR rate).
How much is 1 euro in rupiah today?
This question involves EUR/IDR, a different currency pair. The specific rate is not supplied in this guide, but you can find it using the same methods: check Bank Indonesia’s transaction rates for EUR/IDR, or use a commercial converter. Below is a supplementary table showing cross‑rates for context.
| Currency Pair | Example Rate (IDR per unit) |
|---|---|
| EUR/IDR | Check Bank Indonesia or a converter |
| MYR/IDR | Check Bank Indonesia or a converter |
The euro rate differs from the dollar rate because each currency has its own market dynamics.
Related reading: Hong Kong Dollar to SGD: Conversions and Exchange Rate · SGD to LKR Today: Exchange Rate & Converter (1 SGD = ?)
tradingeconomics.com, bi.go.id, pluang.com, bloomberg.com, bi.go.id, forbes.com
Frequently Asked Questions
Why do different banks and apps show different USD to IDR rates?
Each provider sets its own margin on top of the interbank reference rate. The spread between buying and selling rates varies by institution, as does the source of the underlying reference.
Can I use Google Finance as a reference for currency exchange transactions?
No. Google Finance shows a mid‑market rate that is not available to consumers for actual exchanges. Banks, money changers, and apps will use their own rates, which include a mark‑up.
What is Bank Indonesia’s benchmark rate?
It is JISDOR, the Jakarta Interbank Spot Dollar Rate, published daily by Bank Indonesia. It serves as a reference for the spot USD/IDR rate in the Indonesian foreign‑exchange market.
Do USD to IDR conversion results include fees?
Not always. Converter tools often show the mid‑market rate without fees. Your actual transaction may include a service charge, transfer fee, or a less favorable spread. Always check the final quoted amount.
Is the dollar to rupiah rate the same at every money changer?
No. Each money changer sets its own buying and selling rates. They can vary by a few hundred rupiah or more, especially at airports or tourist areas.
Important: The rates shown in this article are for illustration only. The exact rate that applies when you convert currency depends on the provider, the time of day, and the amount. Always confirm the rate before committing to a transaction.
Pro tip: Use Bank Indonesia’s official currency calculator for historical conversions. It uses the official transaction rates and includes a date lookup.
What this means: The average consumer should treat any published rate as a starting point, not a guarantee. The spread between buying and selling rates is where the provider makes its money.
Confirmed facts
- Bank Indonesia published a selling rate of Rp17,987.49 and a buying rate of Rp17,808.51 on 15 October 2026. Source: Bank Indonesia
- Bank Indonesia’s midpoint on that date was Rp17,898.00. Source: Bank Indonesia
- The spread between selling and buying rates was Rp178.98. Source: Bank Indonesia
- JISDOR is calculated from interbank USD/IDR transactions and published at 15:15 WIB. Source: Bank Indonesia
- Conversion formula: USD × rate = IDR; IDR ÷ rate = USD. Source: Bank Indonesia
What’s unclear
- The exact rate that applies when you access this page.
- The specific buying/selling rate of any particular bank or money changer.
- Whether converter tools shown in SERPs include fees or spreads.
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